Rafael de Freitas Santos

Works in the insurance, reinsurance and private pension areas, focusing on M&A (mergers and acquisitions) transactions, analysis and review of contracts in general, credit recoveries, regulation and settlement of claims, as well as processes for obtaining prior authorization and approval from the Superintendence of Private Insurance (Susep) and the National Superintendence of Complementary Pension Funds (Previc). Has experience in litigation, strategic, advisory and regulatory demands related to insurtechs. Advises companies in this segment, especially those participating in Susep's Regulatory Sandbox.